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Rate: Call for Current Rates & Terms
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Construction Costs: Up to 100%
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Total Project Cost: Up to 90%
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ARV: Up to 75%
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Term: 9–18 Months
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FICO: Minimum 650
Build Your Vision with New Construction Loans
Ready to break ground on your next project? Our New Construction loans are tailored for real estate investors and builders who need fast, flexible financing to bring new builds or infill developments to life—without the delays and limitations of traditional loans.
What Is a New Construction Loan?
A New Construction Loan provides short-term funding to cover the costs of building a property from the ground up. Whether you're building a spec home, a custom residence, or developing an infill lot, this loan gives you the capital to fund land acquisition, materials, and labor. At KCI, we simplify the process so you can stay focused on your build and timeline.
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