Privacy Policy

This Privacy Policy specifies the personal information that we ask you to provide and how we treat this information. This Privacy Policy is part of our Terms of Service, and all the terms and conditions set forth in the Terms of Use also apply to this Privacy Policy. Capitalized terms that are not otherwise defined in this Privacy Policy have the meanings given to them in the Terms of Use.

IF YOU DO NOT UNDERSTAND OR DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY PLEASE DO NOT USE THE SITE

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Your Consent

You will be deemed to have consented to the terms of this Privacy Policy by using the Site in any way, even just browsing. We may also ask you to indicate your consent more formally by checking a box or otherwise taking an affirmative action.

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Changes to Privacy Policy

We might change this Privacy Policy from time to time. If you have consented merely by using the Site, then we will not necessarily notify you of the changes. If you have consented more formally, as described above, then the changes will not become effective until we have asked you for, and obtained, your consent.

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Personal Information We Collect

We collect a variety of personal information to operate the Site and provide the Service, including:

• Your name, address, phone number, email address, birth date, and other personal information
• Financial information, including your social security number, income, assets, and net worth
• Copies of your tax returns, brokerage statements, W 2 forms, and other financial documents
• Your user name and password
• Information to confirm your identity, such as a completed electronic check transaction or a credit report
• Your W 9 form
• Information to confirm your place of residence
• Information about your use of the Site
• Information about your computer configuration
• Information to confirm your relationship with other parties associated with the Site
• Information about your bank accounts or other sources of payment
• Your IP address

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How We Use Your Personal Information

We use your personal information to:

• Verify that you are permitted to use the Site
• Keep track of your financing activity
• Decide whether to lend money to you if you are a prospective borrower
• Guard against fraud
• Comply with applicable law
• Answer your questions
• Protect our rights
• Send to third parties at your request
• Process your transactions at the Site
• Determine whether your computer information is compatible with the Site
• Keep track of your use of the Site
• Notify you about loan status or updates
• Analyze use of the Site
• Improve the Site
• Send you information about the Site and our services
• Other purposes we disclose to you

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Email Communications

We will send you email from time to time. For example, we may send you emails:

• To confirm your registration
• To provide you with legal notices
• To notify you about financing updates
• To tell you whether your loan application has been approved
• When the online profile you created is changed
• To ask you to participate in surveys or provide feedback
• To ask you for information

You may also receive emails from third party providers assisting us in delivering services.

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SMS Text Communications

If you consent to receive SMS text messages, we may text you from time to time for reasons including:

• To set appointments
• Update information in our systems
• Keep in contact throughout the financing process
• Provide you with information you requested

SMS messaging disclosures:

Messaging frequency may vary.
Message and data rates may apply.
To opt out at any time, text STOP.
For assistance, text HELP or contact us at Info@katycapitalinvestments.com or call (832) 321 3648.

SMS consent and number will not be shared with third parties.

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What We Provide To Third Parties

We do not provide any third party with your personal information except in these situations:

• We use third parties to perform services such as hosting services, electronic signature providers, payment processors, and verification services
• We provide information if required by law
• If our company is sold, information may be transferred to a successor
• If you participate in discussion boards or message features, other users may see information you voluntarily provide

We do not sell your personal information for marketing purposes.

SMS consent and phone numbers will not be shared with third parties.

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Our Affiliates

We may provide information to our affiliates, meaning a company that we control or that is under common control with us. All affiliates are bound by this Privacy Policy.

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Modifying and Deleting Information

To modify or delete your personal information, please log in and update your profile if applicable, or contact us at:

Info@katycapitalinvestments.com
(832) 321 3648

We may retain certain information as required by law or for legitimate business purposes.

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How We Protect Your Information

We have implemented security measures including:

• Secure Sockets Layer encryption
• Internal policies requiring employees including Rick Bresler and authorized personnel to abide by this Privacy Policy
• Network monitoring tools
• Additional safeguards for sensitive financial data

However, no security system is perfect. We cannot guarantee absolute security.

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Cookies and Analytics

We use cookies to enhance your user experience. You may disable cookies in your browser settings, although this may affect functionality.

We or our service providers such as Google Analytics may collect data including:

• Pages visited
• Frequency of visits
• Browser type
• IP address
• Referring and exit pages
• Operating system
• Dates and times of visits

This data is generally aggregated and used to improve performance and services.

If you would prefer not to see advertising based on your personal preferences, you can change your settings in Google Ad Settings or visit:

https://www.networkadvertising.org/choices/#completed

This is a general industry opt out tool available to all users and is not specific to our company.

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Third Party Sites

If you navigate to third party websites, this Privacy Policy no longer applies. We are not responsible for third party data practices.

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Notice of Privacy Rights to California Residents

California residents may request:

• Categories of personal information collected
• Categories of third parties with whom information is shared
• Examples of products marketed

To make a request, email Info@katycapitalinvestments.com or call (832) 321 3648 and include your name, address, and email address. Please label your request “California Customer Choice Notice.” Please allow 30 days for response. There is no charge.

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Complaints and Suggestions

Please send privacy related complaints or questions to:

Katy Capital Investments, LLC
Email: Info@katycapitalinvestments.com
Phone: (832) 321 3648

You may also contact your state’s consumer protection authority.